Being a former IRS agent many taxpayers and clients will ask, ‘If I move how will IRS find me especially if I don’t tell them”.

They will, best be assured, there are a variety of ways to find taxpayers but here is the most common.

Using Credit Bureau Information to Locate Taxpayers

Tax Examiners will use of credit bureau reports. There are two types of reports:

1.Full consumer credit report – This report contains all of the information in the short report plus loan, employment, financial and payment information.

2. Short credit report – the short report contains consumer’s name, address, former address, and places of present and former employment.

You should know that an Examination is prohibited by the Fair Credit Reporting Act (F.C.R.A.) from using full credit reports, if the reports were originally obtained for collection of a balance due.

Therefore, examiners cannot request a full credit report through Collection.

If examination needs a full credit report, a third party summons must be issued to the credit reporting agency.

IRS Examination employees can use their asset locator service to access information that is currently available in the short credit report.

IRS Will Use Your Credit Report to Find You