by Fresh Start Tax | Jan 24, 2020 | Tax Help
We are a Christian tax services firm that specializes in IRS and State tax debt, since 1982 A+ rated by the BBB. Free Christian Tax Professional Consults. <><
We are tax affordable experts in tax problems with the IRS & State.
Immediate free tax consultations. Hear the truth. <><
How do you discern solid Christian godly counsel?
Psalm 37: 30
The godly offer good counsel, they know what is right from wrong.
Proverbs 18: 2
Fools have no interest in understanding; they only want to offer their own opinions.
We are also referred by Crown Financial.
Learn about Christian Tax Services and IRS Tax Debt Negotiations, Settlement Offers and how to make deals with the IRS.
We know all the GOVERNMENTS systems. Since 1982, Affordable. A plus rated BBB.<><
We are staffed with Christian tax attorneys, tax lawyers, CPA’s, tax accountants Former IRS agents and a plethora of other Christian tax professionals who can deal with IRS/State tax debt.
Let all our experience and Christian advice be your best friend.
We have worked thousands of cases since 1982 and have over 100 years of working directly for the Internal Revenue Service. We know IRS inside and out.
We can help you with any IRS tax issue that you have, we have seasoned and veteran attorneys, CPAs and former IRS agents can help you with any IRS tax debt, IRS settlement called an offer compromise or offer you various types of IRS tax relief.
If you have any back IRS debt or filling issues contact us today and we can tell you exactly how to solve your problem. Affordable, since 1982.
Last year alone over 14 million people did not file or pay their taxes timely.
WE CAN HELP & SERVE ALL YOUR TAX NEEDS.WE ARE A FULL SERVICE CHRISTIAN FIRM WITH ALL WORK BEING DONE IN-HOUSE.
We are former IRS agents, managers and teaching instructors and know all the methodologies, settlement theories and negotiation strategies to resolve any tax debt that may be facing you.
Since 1982 we have been resolving tax debt issues for thousands of clients. We can solve any IRS tax matter or issue and review with you carefully weigh possible to solve any IRS problem.
We have worked thousands of cases and we have been former IRS agents, managers, supervisors and teaching instructors.
Within five minutes of hearing about your current situation we can give you an exact remedy to end your IRS tax problem file your back tax returns and settle your back tax problems.
Many of the taxpayers who call us need to file back tax returns and their variety of reasons why taxpayers have not who have not filed. The reason makes no difference. The bottom line is, sooner or later you have to file back tax returns.
We have a very easy and simple process to file all your back tax returns and settle your debt all at the same time.
Filing all your Back Taxes with IRS, all tax returns must be filed.
With or without records we can complete all your tax returns due to our enormous amount of experience we have in filing back tax returns.
We can simply pull IRS transcripts and prepare all back tax returns or we can prepare back tax returns to the process of IRS reconstructions. As former IRS agents and auditors we know exactly how to file your back tax returns with no records.
Tax Debt Options for Settling Back IRS/State Tax Debt to IRS
There are three basic ways that taxpayers settle their current tax situation for back taxes with the Internal Revenue Service.
There are different ways to settle IRS tax debt and there are generally three programs that the taxpayer can qualify for.
The first is a hardship or currently non-collectible program.
There is good news and bad news about this program. After IRS takes a current documented financial statement, IRS may determine you are not collectible at the current time. IRS will suspend your case for a period of 1 to 3 years and put a freeze on it.
The good news is IRS’s off your back for a couple of years and the bad news is penalties and interest still run on it.
Taxpayer should also be aware that the case will come out every couple of years to be reviewed. Its only a part time fix.
The second program is the installment agreement or monthly payment.
After IRS takes a current financial statement they will determine how much money they expect from you on a monthly basis. IRS has certain national standards test that they use to determine if the taxpayer will be placed into a payment agreement. You can find the national standards on our site.
The third way to sell your debt is to qualify for an offer in compromise, this is where you can settle your debt for pennies on the dollar. it’s important for taxpayers to understand that not all are eligible for the offer in compromise program.
There is a pre-qualifier tool. I suggest everyone who wants to go the route was the direction of the offer make sure they are truly qualified before wasting time and money.
As a former IRS agent I taught the offer in compromise program at the IRS. I can tell you within seconds of your settlement candidate.
After review of your current financial statement we will let you know which of the program to qualify for and start to remove IRS out of your life.
Call us today for free initial tax consultation and we will walk you through the process and tell you how many years you have to file and let you know the different tax strategies based on your current financial conditions.
You will never have to speak to the Internal Revenue Service, ever. We handle all the communication. Feel free to call us by voice or Skype us directly. <>< We are a full-service firm with all work being done in-house.
When you call our office you will speak to a true tax professional and not a salesperson.
We know the system inside and out and have saved thousands of dollars for clients over the years.
Christian Tax Resolution Services + AFFORDABLE + Tax Attorneys, Tax CPA’s, Former IRS Agents + Since 1982
by Fresh Start Tax | Jan 23, 2020 | Tax Help
We are a Christian tax services firm that specializes in IRS and State tax debt, since 1982 A+ rated by the BBB. Free Christian Tax Consults. <><
We are tax affordable experts in tax problems with the IRS & State.
Immediate free tax consultations. Hear the truth. <><
How do you discern Christian godly counsel?
Psalm 37: 30
The godly offer good counsel, they know what is right from wrong.
Proverbs 18: 2
Fools have no interest in understanding; they only want to offer their own opinions.
We are also referred by Crown Financial.
Learn about Christian Tax Services and IRS Tax Debt Negotiations, Settlement Offers and howto make deals with the IRS.
We know all the GOVERNMENTS systems. Since 1982, Affordable. A plus rated BBB.<><
We are staffed with Christian tax attorneys, tax lawyers, CPA’s, tax accountants Former IRS agents and a plethora of other Christian tax professionals who can deal with IRS/State tax debt.
Let all our experience and Christian advice be your best friend.
We have worked thousands of cases since 1982 and have over 100 years of working directly for the Internal Revenue Service. We know IRS inside and out.
We can help you with any IRS tax issue that you have, we have seasoned and veteran attorneys, CPAs and former IRS agents can help you with any IRS tax debt, IRS settlement called an offer compromise or offer you various types of IRS tax relief.
If you have any back IRS debt or filling issues contact us today and we can tell you exactly how to solve your problem. Affordable, since 1982.
Last year alone over 14 million people did not file or pay their taxes timely.
WE CAN HELP & SERVE ALL YOUR TAX NEEDS.WE ARE A FULL SERVICE FIRM WITH ALL WORK BEING DONE IN-HOUSE.
We are former IRS agents, managers and teaching instructors and know all the methodologies, settlement theories and negotiation strategies to resolve any tax debt that may be facing you.
Also on staff, attorneys, lawyers, cpa’s, and a host of other tax professionals.
Since 1982 we have been resolving tax debt issues for thousands of clients. We can solve any IRS tax matter or issue and review with you carefully weigh possible to solve any IRS problem.
We have worked thousands of cases and we have been former IRS agents, managers, supervisors and teaching instructors.
Within five minutes of hearing about your current situation we can give you an exact remedy to end your IRS tax problem file your back tax returns and settle your back tax problems.
Many of the taxpayers who call us need to file back tax returns and their variety of reasons why taxpayers have not who have not filed. The reason makes no difference. The bottom line is, sooner or later you have to file back tax returns.
We have a very easy and simple process to file all your back tax returns and settle your debt all at the same time.
Filing all your Back Taxes with IRS, all tax returns must be filed.
With or without records we can complete all your tax returns due to our enormous amount of experience we have in filing back tax returns.
We can simply pull IRS transcripts and prepare all back tax returns or we can prepare back tax returns to the process of IRS reconstructions. As former IRS agents and auditors we know exactly how to file your back tax returns with no records.
Tax Debt Options for Settling Back IRS/State Tax Debt to IRS
There are three basic ways that taxpayers settle their current tax situation for back taxes with the Internal Revenue Service.
There are different ways to settle IRS tax debt and there are generally three programs that the taxpayer can qualify for.
The first is a hardship or currently non-collectible program.
There is good news and bad news about this program. After IRS takes a current documented financial statement, IRS may determine you are not collectible at the current time. IRS will suspend your case for a period of 1 to 3 years and put a freeze on it.
The good news is IRS’s off your back for a couple of years and the bad news is penalties and interest still run on it.
Taxpayer should also be aware that the case will come out every couple of years to be reviewed. Its only a part time fix.
The second program is the installment agreement or monthly payment.
After IRS takes a current financial statement they will determine how much money they expect from you on a monthly basis. IRS has certain national standards test that they use to determine if the taxpayer will be placed into a payment agreement. You can find the national standards on our site.
The third way to sell your debt is to qualify for an offer in compromise, this is where you can settle your debt for pennies on the dollar. it’s important for taxpayers to understand that not all are eligible for the offer in compromise program.
There is a pre-qualifier tool. I suggest everyone who wants to go the route was the direction of the offer make sure they are truly qualified before wasting time and money.
As a former IRS agent I taught the offer in compromise program at the IRS. I can tell you within seconds of your settlement candidate.
After review of your current financial statement we will let you know which of the program to qualify for and start to remove IRS out of your life.
Call us today for free initial tax consultation and we will walk you through the process and tell you how many years you have to file and let you know the different tax strategies based on your current financial conditions.
You will never have to speak to the Internal Revenue Service, ever. We handle all the communication.
Feel free to call us by voice or Skype us directly. <>< We are a full-service firm with all work being done in-house.
When you call our office you will speak to a true tax professional and not a salesperson.
We know the system inside and out and have saved thousands of dollars for clients over the years.
Christian Tax Professionals + How to Settle and Make Deal with the IRS, Former IRS Managers/Agents
by Fresh Start Tax | Jan 22, 2020 | Tax Help
We are a Christian tax services firm that specializes in IRS and State tax debt, since 1982 A+ rated by the BBB. Free Christian Tax Consults. <><
We are tax affordable experts in tax problems with the IRS & State.
Immediate free tax consultations. Hear the truth. <><
How do you discern Christian godly counsel?
Psalm 37: 30
The godly offer good counsel, they know what is right from wrong.
Proverbs 18: 2
Fools have no interest in understanding; they only want to offer their own opinions.
We are also referred by Crown Financial.
Learn about Christian Tax Services and IRS Tax Debt Negotiations and Settlement Offers.
We know all the GOVERNMENTS systems. Since 1982, Affordable. A plus rated BBB.<><
We are staffed with Christian tax attorneys, tax lawyers, CPA’s, tax accountants Former IRS agents and a plethora of other Christian tax professionals who can deal with IRS/State tax debt.
Let all our experience and Christian advice be your best friend.
We have worked thousands of cases since 1982 and have over 100 years of working directly for the Internal Revenue Service. We know IRS inside and out.
We can help you with any IRS tax issue that you have, we have seasoned and veteran attorneys, CPAs and former IRS agents can help you with any IRS tax debt, IRS settlement called an offer compromise or offer you various types of IRS tax relief.
If you have any back IRS debt or filling issues contact us today and we can tell you exactly how to solve your problem. Affordable, since 1982.
Last year alone over 14 million people did not file or pay their taxes timely.
WE CAN HELP & SERVE ALL YOUR TAX NEEDS.WE ARE A FULL SERVICE FIRM WITH ALL WORK BEING DONE IN-HOUSE.
We are former IRS agents, managers and teaching instructors and know all the methodologies, settlement theories and negotiation strategies to resolve any tax debt that may be facing you.
Also on staff, attorneys, lawyers, cpa’s, and a host of other tax professionals.
Since 1982 we have been resolving tax debt issues for thousands of clients. We can solve any IRS tax matter or issue and review with you carefully weigh possible to solve any IRS problem.
We have worked thousands of cases and we have been former IRS agents, managers, supervisors and teaching instructors.
Within five minutes of hearing about your current situation we can give you an exact remedy to end your IRS tax problem file your back tax returns and settle your back tax problems.
Many of the taxpayers who call us need to file back tax returns and their variety of reasons why taxpayers have not who have not filed. The reason makes no difference. The bottom line is, sooner or later you have to file back tax returns.
We have a very easy and simple process to file all your back tax returns and settle your debt all at the same time.
Filing all your Back Taxes with IRS, all tax returns must be filed.
With or without records we can complete all your tax returns due to our enormous amount of experience we have in filing back tax returns.
We can simply pull IRS transcripts and prepare all back tax returns or we can prepare back tax returns to the process of IRS reconstructions. As former IRS agents and auditors we know exactly how to file your back tax returns with no records.
Tax Debt Options for Settling Back IRS/State Tax Debt to IRS
There are three basic ways that taxpayers settle their current tax situation for back taxes with the Internal Revenue Service.
There are different ways to settle IRS tax debt and there are generally three programs that the taxpayer can qualify for.
The first is a hardship or currently non-collectible program.
There is good news and bad news about this program. After IRS takes a current documented financial statement, IRS may determine you are not collectible at the current time. IRS will suspend your case for a period of 1 to 3 years and put a freeze on it.
The good news is IRS’s off your back for a couple of years and the bad news is penalties and interest still run on it.
Taxpayer should also be aware that the case will come out every couple of years to be reviewed. Its only a part time fix.
The second program is the installment agreement or monthly payment.
After IRS takes a current financial statement they will determine how much money they expect from you on a monthly basis. IRS has certain national standards test that they use to determine if the taxpayer will be placed into a payment agreement. You can find the national standards on our site.
The third way to sell your debt is to qualify for an offer in compromise, this is where you can settle your debt for pennies on the dollar. it’s important for taxpayers to understand that not all are eligible for the offer in compromise program.
There is a pre-qualifier tool. I suggest everyone who wants to go the route was the direction of the offer make sure they are truly qualified before wasting time and money.
As a former IRS agent I taught the offer in compromise program at the IRS. I can tell you within seconds of your settlement candidate.
After review of your current financial statement we will let you know which of the program to qualify for and start to remove IRS out of your life.
Call us today for free initial tax consultation and we will walk you through the process and tell you how many years you have to file and let you know the different tax strategies based on your current financial conditions.
You will never have to speak to the Internal Revenue Service, ever. We handle all the communication.
Feel free to call us by voice or Skype us directly. <>< We are a full-service firm with all work being done in-house.
When you call our office you will speak to a true tax professional and not a salesperson.
We know the system inside and out and have saved thousands of dollars for clients over the years.
Christian Tax Professionals + Experts in IRS Tax Debt Negotiations + Attorneys, CPA’s, Former IRS, Accountants
by Fresh Start Tax | Jan 21, 2020 | Tax Help
We are a Christian Tax Firm the specializes in IRS Problems, since 1982, A plus rated BBB.
We are your full service tax Christian tax firm that can help you with any IRS or state tax debt that you have.
We can review the different options with you which include hardships, IRS payment or monthly installment plans or the filing of a settlement called an offer in compromise.
When we review your case, we will go over your best option to get your case fully resolved, free tax consults.
How do you discern Christian godly counsel?
Psalm 37:30
The godly offer good counsel, they know what is right from wrong.
Proverbs 18:2
Fools have no interest in understanding; they only want to offer their own opinions.
Proverbs 27:9
The heartfelt counsel of a friend is as sweet as perfume and incense.
We have been practicing since 1982 and are a full-service firm. We are A+ rated by the Better Business Bureau and we are recommended by Crown financial.
Learn about : IRS Tax Debt Help, Christian Tax Debt Services, Hardships, Payments, Settlements, and Back Tax Return Filings.
We are staffed with Christian tax attorneys, tax lawyers, CPA’s, tax accountants Former IRS agents and a plethora of other Christian tax professionals who can deal with IRS/State tax debt.
Let all our experience and Christian advice be your best friend.
We have worked thousands of cases since 1982 and have over 100 years of working directly for the Internal Revenue Service. We know IRS inside and out.
We can help you with any IRS tax issue that you have, we have seasoned and veteran attorneys, CPAs and former IRS agents can help you with any IRS tax debt, IRS settlement called an offer compromise or offer you various types of IRS tax relief.
If you have any back IRS debt or filling issues contact us today and we can tell you exactly how to solve your problem. Affordable, since 1982.
Last year alone over 14 million people did not file or pay their taxes timely.
WE CAN HELP & SERVE ALL YOUR TAX NEEDS.WE ARE A FULL SERVICE CHRISTIAN TAX FIRM WITH ALL WORK BEING DONE IN-HOUSE.
We are former IRS agents, managers and teaching instructors and know all the methodologies, settlement theories and negotiation strategies to resolve any tax debt that may be facing you. Also on staff, attorneys, lawyers, cpa’s, and a host of other tax professionals.
We have worked thousands of cases and we have been former IRS agents, managers, supervisors and teaching instructors.
Within five minutes of hearing about your current situation we can give you an exact remedy to end your IRS tax problem file your back tax returns and settle your back tax problems.
Many of the taxpayers who call us need to file back tax returns and their variety of reasons why taxpayers have not who have not filed. The reason makes no difference. The bottom line is, sooner or later you have to file back tax returns.
We have a very easy and simple process to file all your back tax returns and settle your debt all at the same time.
Filing your Back Taxes with IRS, all tax returns must be filed.
With or without records we can complete all your tax returns due to our enormous amount of experience we have in filing back tax returns.
We can simply pull IRS transcripts and prepare all back tax returns or we can prepare back tax returns to the process of IRS reconstructions. As former IRS agents and auditors we know exactly how to file your back tax returns with no records.
Tax Options for Settling Back IRS/State Tax Debt to IRS
There are three basic ways that taxpayers settle their current tax situation for back taxes with the Internal Revenue Service.
There are different ways to settle IRS tax debt and there are generally three programs that the taxpayer can qualify for.
The first is a hardship or currently non-collectible program.
There is good news and bad news about this program. After IRS takes a current documented financial statement, IRS may determine you are not collectible at the current time. IRS will suspend your case for a period of 1 to 3 years and put a freeze on it.
The good news is IRS’s off your back for a couple of years and the bad news is penalties and interest still run on it.
Taxpayer should also be aware that the case will come out every couple of years to be reviewed. Its only a part time fix.
The second program is the installment agreement or monthly payment.
After IRS takes a current financial statement they will determine how much money they expect from you on a monthly basis. IRS has certain national standards test that they use to determine if the taxpayer will be placed into a payment agreement. You can find the national standards on our site.
The third way to sell your debt is to qualify for an offer in compromise, this is where you can settle your debt for pennies on the dollar. it’s important for taxpayers to understand that not all are eligible for the offer in compromise program.
There is a pre-qualifier tool. I suggest everyone who wants to go the route was the direction of the offer make sure they are truly qualified before wasting time and money.
As a former IRS agent I taught the offer in compromise program at the IRS. I can tell you within seconds of your settlement candidate.
After review of your current financial statement we will let you know which of the program to qualify for and start to remove IRS out of your life.
Call us today for free initial tax consultation and we will walk you through the process and tell you how many years you have to file and let you know the different tax strategies based on your current financial conditions.
You will never have to speak to the Internal Revenue Service, ever. We handle all the communication.
Feel free to call us by voice or Skype us directly. <><
We are a full-service firm with all work being done in-house.
When you call our office you will speak to a true tax professional and not a salesperson. We know the system inside and out and have saved thousands of dollars for clients over the years.
DIFFERENT OPTIONS TO SETTLE WITH DEBT WITH IRS + CHRISTIAN TAX DEBT SERVICES
by Fresh Start Tax | Jan 21, 2020 | Tax Help
We are a Christian Tax Firm the specializes in IRS Problems, since 1982, A plus rated BBB.
We are your full service tax Christian tax firm that can help you with any IRS or state tax debt that you have.
We can review the different options with you which include hardships, IRS payment or monthly installment plans or the filing of a settlement called an offer in compromise.
When we review your case, we will go over your best option to get your case fully resolved, free tax consults.
How do you discern Christian godly counsel?
Psalm 37:30
The godly offer good counsel, they know what is right from wrong.
Proverbs 18:2
Fools have no interest in understanding; they only want to offer their own opinions.
Proverbs 27:9
The heartfelt counsel of a friend is as sweet as perfume and incense.
We have been practicing since 1982 and are a full-service firm. We are A+ rated by the Better Business Bureau and we are recommended by Crown financial.
Learn about : IRS Tax Debt Help, Christian Tax Debt Services, Hardships, Payments, Settlements, and Back Tax Return Filings.
We are staffed with Christian tax attorneys, tax lawyers, CPA’s, tax accountants Former IRS agents and a plethora of other Christian tax professionals who can deal with IRS/State tax debt.
Let all our experience and Christian advice be your best friend.
We have worked thousands of cases since 1982 and have over 100 years of working directly for the Internal Revenue Service. We know IRS inside and out.
We can help you with any IRS tax issue that you have, we have seasoned and veteran attorneys, CPAs and former IRS agents can help you with any IRS tax debt, IRS settlement called an offer compromise or offer you various types of IRS tax relief.
If you have any back IRS debt or filling issues contact us today and we can tell you exactly how to solve your problem. Affordable, since 1982.
Last year alone over 14 million people did not file or pay their taxes timely.
WE CAN HELP & SERVE ALL YOUR TAX NEEDS.WE ARE A FULL SERVICE CHRISTIAN TAX FIRM WITH ALL WORK BEING DONE IN-HOUSE.
We are former IRS agents, managers and teaching instructors and know all the methodologies, settlement theories and negotiation strategies to resolve any tax debt that may be facing you. Also on staff, attorneys, lawyers, cpa’s, and a host of other tax professionals.
We have worked thousands of cases and we have been former IRS agents, managers, supervisors and teaching instructors.
Within five minutes of hearing about your current situation we can give you an exact remedy to end your IRS tax problem file your back tax returns and settle your back tax problems.
Many of the taxpayers who call us need to file back tax returns and their variety of reasons why taxpayers have not who have not filed. The reason makes no difference. The bottom line is, sooner or later you have to file back tax returns.
We have a very easy and simple process to file all your back tax returns and settle your debt all at the same time.
Filing your Back Taxes with IRS, all tax returns must be filed.
With or without records we can complete all your tax returns due to our enormous amount of experience we have in filing back tax returns.
We can simply pull IRS transcripts and prepare all back tax returns or we can prepare back tax returns to the process of IRS reconstructions. As former IRS agents and auditors we know exactly how to file your back tax returns with no records.
Tax Options for Settling Back IRS/State Tax Debt to IRS
There are three basic ways that taxpayers settle their current tax situation for back taxes with the Internal Revenue Service.
There are different ways to settle IRS tax debt and there are generally three programs that the taxpayer can qualify for.
The first is a hardship or currently non-collectible program.
There is good news and bad news about this program. After IRS takes a current documented financial statement, IRS may determine you are not collectible at the current time. IRS will suspend your case for a period of 1 to 3 years and put a freeze on it.
The good news is IRS’s off your back for a couple of years and the bad news is penalties and interest still run on it.
Taxpayer should also be aware that the case will come out every couple of years to be reviewed. Its only a part time fix.
The second program is the installment agreement or monthly payment.
After IRS takes a current financial statement they will determine how much money they expect from you on a monthly basis. IRS has certain national standards test that they use to determine if the taxpayer will be placed into a payment agreement. You can find the national standards on our site.
The third way to sell your debt is to qualify for an offer in compromise, this is where you can settle your debt for pennies on the dollar. it’s important for taxpayers to understand that not all are eligible for the offer in compromise program.
There is a pre-qualifier tool. I suggest everyone who wants to go the route was the direction of the offer make sure they are truly qualified before wasting time and money.
As a former IRS agent I taught the offer in compromise program at the IRS. I can tell you within seconds of your settlement candidate.
After review of your current financial statement we will let you know which of the program to qualify for and start to remove IRS out of your life.
Call us today for free initial tax consultation and we will walk you through the process and tell you how many years you have to file and let you know the different tax strategies based on your current financial conditions.
You will never have to speak to the Internal Revenue Service, ever. We handle all the communication.
Feel free to call us by voice or Skype us directly. <><
We are a full-service firm with all work being done in-house.
When you call our office you will speak to a true tax professional and not a salesperson. We know the system inside and out and have saved thousands of dollars for clients over the years.
Christian Tax Debt Firm + IRS Payment Plans, Installment & Monthly Agreements with the IRS
by Fresh Start Tax | Jan 21, 2020 | Tax Help
We are a Christian Tax Firm the specializes in IRS Problems, since 1982, A plus rated BBB.
Call us today to learn more about the process of the release of the Federal Tax Lien.
How do you discern Christian godly counsel?
Psalm 37:30
The godly offer good counsel, they know what is right from wrong.
Proverbs 18:2
Fools have no interest in understanding; they only want to offer their own opinions.
Proverbs 27:9
The heartfelt counsel of a friend is as sweet as perfume and incense.
We have been practicing since 1982 and are a full-service firm. We are A+ rated by the Better Business Bureau and we are recommended by Crown financial.
What is a Federal Tax Lien
A federal tax lien is the government’s legal claim against your property when you neglect or fail to pay a tax debt.
The lien protects the government’s interest in all your property, including real estate, personal property and financial assets. A federal tax lien exists after:
The IRS puts your balance due on the books (assesses your liability) then
sends you a bill that explains how much you owe (Notice and Demand for Payment); and if you neglect or refuse to fully pay the debt in time the IRS files a public document, the Notice of Federal Tax Lien, to alert creditors that the government has a legal right to your property.
What You Need To Know
1. How to Get Rid of a Lien
2. How a Lien Affects You
3. Avoid a Lien
4. Lien vs. Levy
How to Get Rid of a Lien
Paying your tax debt – in full – is the best way to get rid of a federal tax lien. The IRS releases your lien within 30 days after you have paid your tax debt.
When conditions are in the best interest of both the government and the taxpayer, other options for reducing the impact of a lien exist.
The Discharge of property
A “discharge” removes the lien from specific property.
There are several Internal Revenue Code (IRC) provisions that determine eligibility. For more information, refer to Publication 783, Instructions on How to Apply for Certificate of Discharge From Federal Tax Lien (PDF) and the video Selling or Refinancing when there is an IRS Lien.
Subordination
“Subordination” does not remove the lien, but allows other creditors to move ahead of the IRS, which may make it easier to get a loan or mortgage. To determine eligibility, refer to Publication 784, Instructions on How to Apply for a Certificate of Subordination of Federal Tax Lien (PDF) and the video Selling or Refinancing when there is an IRS Lien.
Withdrawal
A “withdrawal” removes the public Notice of Federal Tax Lien and assures that the IRS is not competing with other creditors for your property; however, you are still liable for the amount due. For eligibility, refer to Form 12277, Application for the Withdrawal of Filed Form 668(Y), Notice of Federal Tax Lien (Internal Revenue Code Section 6323(j)) (PDF) and the video Lien Notice Withdrawal.
Two additional Withdrawal options resulted from the Commissioner’s 2011 Fresh Start initiative.
One option may allow withdrawal of your Notice of Federal Tax Lien after the lien’s release. General eligibility includes:
Your tax liability has been satisfied and your lien has been released; and also:
You are in compliance for the past three years in filing – all individual returns, business returns, and information returns;
You are current on your estimated tax payments and federal tax deposits, as applicable.
The other option may allow withdrawal of your Notice of Federal Tax Lien if you have entered in or converted your regular installment agreement to a Direct Debit installment agreement.
General eligibility includes:
You are a qualifying taxpayer (i.e. individuals, businesses with income tax liability only, and out of business entities with any type of tax debt)
You owe $25,000 or less (If you owe more than $25,000, you may pay down the balance to $25,000 prior to requesting withdrawal of the Notice of Federal Tax Lien)
Your Direct Debit Installment Agreement must full pay the amount you owe within 60 months or before the Collection Statute expires, whichever is earlier
You are in full compliance with other filing and payment requirements
You have made three consecutive direct debit payments
You can’t have defaulted on your current, or any previous, Direct Debit Installment agreement.
How a Lien Affects You
Assets — A lien attaches to all of your assets (such as property, securities, vehicles) and to future assets acquired during the duration of the lien.
Credit — Once the IRS files a Notice of Federal Tax Lien, it may limit your ability to get credit.
Business — The lien attaches to all business property and to all rights to business property, including accounts receivable.
Bankruptcy — If you file for bankruptcy, your tax debt, lien, and Notice of Federal Tax Lien may continue after the bankruptcy.
Avoid a Federal Lien
You can avoid a federal tax lien by simply filing and paying all your taxes in full and on time. If you can’t file or pay on time, don’t ignore the letters or correspondence you get from the IRS. If you can’t pay the full amount you owe, payment options are available to help you settle your tax debt over time.
Lien vs. Levy
A lien is not a levy. A lien secures the government’s interest in your property when you don’t pay your tax debt. A levy actually takes the property to pay the tax debt. If you don’t pay or make arrangements to settle your tax debt, the IRS can levy, seize and sell any type of real or personal property that you own or have an interest in.
Help Resources
Centralized Lien Operation — To resolve basic and routine lien issues: verify a lien, request lien payoff amount, or release a lien, call 800-913-6050 or fax 855-753-8177.
Collection Advisory Group — For all complex lien issues, including discharge, subordination, subrogation or withdrawal; find contact information for your local advisory office in Publication 4235, Collection Advisory Group Addresses (PDF).
Office of Appeals — Under certain circumstances you may be able to appeal the filing of a Notice of Federal Tax Lien. For more information, see Publication 1660, Collection Appeal Rights (PDF).
Taxpayer Advocate Service — For assistance and guidance from an independent organization within IRS, call 877-777-4778.
Centralized Insolvency Operation — If you are questioning whether your bankruptcy has changed your tax debt, call 800-973-0424.
