by Fresh Start Tax | Jul 9, 2013 | Back Taxes
We are a professional Christian tax firm that specializes in IRS and State tax problems and tax help for all back tax issues. <><
We are comprised of Christian tax attorneys, tax lawyers, certified public accountants and former IRS agents, managers and tax instructors.
Also on staff IRS Tax Consultants.
We have over 206 years of professional tax experience and over 60 years of working directly for the Internal Revenue Service in the local, district, and regional tax offices of the Internal Revenue Service.
While at the Internal Revenue Service we taught tax law.
We are a full service tax firm in which all work is done in-house. As a matter of fact we are used by several law firms and CPA firms to handle their IRS problem clients.
All tax returns that are prepared are signed by Christian CPAs and accountants.
We are A+ rated by the Better Business Bureau and have been in private practice since 1982.
We have over 206 years of professional tax experience.
We handle all tax matters including IRS and State Tax Audit, IRS and State Tax Collection issues and the filing of back tax returns.
You can contact us today for free initial tax consultation and speak directly to a true Christian tax professional. We have a nationwide tax practice and have clients in all 50 states.
We are a Biblical based professional firm. Please feel free to ask us about our faith.
How do you discern Christian godly counsel?
Psalm 37:30
The godly offer good counsel, they know what is right from wrong.
Proverbs 18:2
Fools have no interest in understanding; they only want to offer their own opinions.
Proverbs 27:9
The heartfelt counsel of a friend is as sweet as perfume and incense.
Areas of Professional Tax Representation
On staff, Board Certified Tax Attorney’s, IRS Tax Lawyers, Certified Public Accountants, Enrolled Agents,
Full Service Accounting Tax Firm,
We taught Tax Law in the IRS Regional Training Center
Former IRS Agents, Managers and Instructors with over 60 years experience in the local, district and regional IRS offices.
Highest Rating by the Better Business Bureau “A” Plus
Fast, affordable, and economical
Licensed and certified to practice in all 50 States
Nationally Recognized Veteran /Published Former IRS Agent
Nationally Recognized Published EZINE Tax Expert
As heard on GRACE Net Radio.com – Monthly Radio Show-Business Weekly
Areas of Professional Tax Practice:
Same Day IRS Tax Representation
Offers in Compromise or IRS Tax Debt Settlements
Immediate Release of IRS Bank Levies or IRS Wage Garnishments
Tax Relief from a IRS Bill, Letter or Notice of “Intent to Levy”
IRS Tax Audits
IRS Hardships Cases or Unable to Pay
Payment Plans, Installment Agreements, Structured agreements
Abatement of Penalties and Interest
State Sales Tax Cases
Payroll / Trust Fund Penalty Cases / 6672
Filing Late, Back, Unfiled Tax Returns
Tax Return Reconstruction
IRS & State Tax Problems
Christian CPA’s, Accountants, IRS Tax Consultants – IRS Back Taxes Help
by Fresh Start Tax | May 30, 2013 | Back Taxes
Resolve Back Taxes 954-492-0088
If you need to resolve back taxes with the Internal Revenue Service contact us today and speak directly to former IRS agents, managers and tax instructors .
We have over 60 years of working directly for the Internal Revenue Service in the local South Florida IRS offices. We are A+ rated by the Better Business Bureau.
We have worked as agents, managers and teaching instructors. As a result of her years of experience at the local Internal Revenue Service offices we can review your individual situation and recommend the quickest and most affordable way to resolve your IRS back tax issues.
Whether you are undergoing an extensive IRS tax audit or simply owe money on back taxes we have a simple and affordable solution for you.
Contact us today for a free no cost tax consultation and find out how simple this process really is. We have been practicing right here in South Florida since 1982 and are one of the most trusted tax forms in the South Florida area.
The New Fresh Start Program by the IRS/Ways to Resolve Back Taxes
The IRS Fresh Start program makes it easier for taxpayers to pay back taxes and avoid tax liens. Even small business taxpayers may benefit from Fresh Start.
Here are three important features of the Fresh Start program:
- Tax Liens. The Fresh Start program increased the amount that taxpayers can owe before the IRS generally will file a Notice of Federal Tax Lien. That amount is now $10,000. However, in some cases, the IRS may still file a lien notice on amounts less than $10,000.
When a taxpayer meets certain requirements and pays off their tax debt, the IRS may now withdraw a filed Notice of Federal Tax Lien. Taxpayers must request this in writing using Form 12277, Application for Withdrawal.
Some taxpayers may qualify to have their lien notice withdrawn if they are paying their tax debt through a Direct Debit installment agreement. Taxpayers also need to request this in writing by using Form 12277.
If a taxpayer defaults on the Direct Debit Installment Agreement, the IRS may file a new Notice of Federal Tax Lien and resume collection actions.
- Installment Agreements on back Taxes. The Fresh Start program expanded access to streamlined installment agreements. Now, individual taxpayers who owe up to $50,000 can pay through monthly direct debit payments for up to 72 months (six years). While the IRS generally will not need a financial statement, they may need some financial information from the taxpayer.
- The easiest way to apply for a payment plan is to use the Online Payment Agreement tool at IRS.gov. If you don’t have Web access you may file Form 9465, Installment Agreement, to apply.
Taxpayers in need of installment agreements for tax debts more than $50,000 or longer than six years still need to provide the IRS with a financial statement. In these cases, the IRS may ask for one of two forms: either Collection Information Statement, Form 433-A or Form 433-F.
- Offers in Compromise. An Offer in Compromise is an agreement that allows taxpayers to settle their tax debt for less than the full amount. Fresh Start expanded and streamlined the OIC program. The IRS now has more flexibility when analyzing a taxpayer’s ability to pay. This makes the offer program available to a larger group of taxpayers.
Generally, the IRS will accept an offer if it represents the most the agency can expect to collect within a reasonable period of time.
The IRS will not accept an offer if it believes that the taxpayer can pay the amount owed in full as a lump sum or through a payment agreement. The IRS looks at several factors, including the taxpayer’s income and assets, to make a decision regarding the taxpayer’s ability to pay.
Resolve Back Taxes, IRS Former Agents, Miami, Ft.Lauderdale, West Palm Beach – South Florida
by Fresh Start Tax | May 17, 2013 | Back Taxes, Owe Payroll Taxes
Owe Back Business, Payroll Taxes – Affordable Former IRS Agents, Ft.Lauderdale, Miami, Palm Beach 954-492-0088
We are former IRS agents, managers and tax instructors who worked out of the local South Florida offices for over 60 years. We are tax experts if you owe back business or payroll taxes as well as all other IRS tax matters and problems.
While employed at the Internal Revenue Service we taught tax law. We also taught new IRS agents there jobs.
As a result we know all the policies, all the closing methods, all the strategies, and all the settlement techniques to get you an affordable tax solution if you owe back business or peril taxes.
Since each case has a different set of facts and unique circumstances, and no two taxpayers businesses or corporations will get the same result. Also since a different IRS agent is assigned cases the results may vary depending on the way they work and close their case.
Part of the solution plan for Back Business or Payroll Taxes.
The Internal Revenue Service will have to analyze each business and individual carefully before they will offer a solution to their current tax debt problem.
Therefore the IRS will require forms 433-a, and form 433-B as their tool of analysis.
It is very important you fill out the individual and business financial statements as accurate as possible. The Internal Revenue Service will require that all financial statements be fully documented to support positions on each case. IRS will require the last 3 to 6 months of the bank statements along with all proof of business income and expenses.
It is critical that you hire a professional tax firm before giving IRS a financial statement. There are certain techniques that can be used to help your situation and your cause.
It only makes sense to use former IRS agents and managers who know the system policies to resolve your case and get you the results you need for back business or payroll taxes.
Our Firm has the Experience
We have over 206 years a professional tax experience and over 60 years of working directly for the Internal Revenue Service in the local, district, and regional tax offices of the IRS.
Not only have we taught tax law but we taught new IRS agents or jobs.
As a result, we know all the tax strategies, tax solutions, tax policies and we can offer affordable solutions that can get you the results you need in dealing with back payroll or business taxes.
The Number #1 Tax Tip
One of the greatest tax tips as a former IRS agent that I can give to you is simply this, if you plan to call Internal Revenue Service to resolve your back payroll or business tax matters you must be current in your filings and monthly payments to the IRS.
It is a matter of an internal policy with the Internal Revenue Service that if you are not current with your taxes there’s no way you can pay your back tax.
So before you call the Internal Revenue Service make sure that you have made your monthly estimate or quarterly tax payments, or that your federal tax deposits are up-to-date.
Other Tax Tips for Resolving Back Payroll /Business Taxes
1. Since the IRS usually comes on very strong at the being of their contact with the taxpayer, let them vent their anger and accept it. They want to know you understand the problem and that you want to do something about it. Sporting an attitude will get you nowhere.
Often when I worked these cases as a former IRS agent, I always wanted to see the attitude of the taxpayer. If the taxpayers was apologetic I felt I could move forward in working with them.
2. Remember, your attitude is critical. Also you want to show a willingness to correct the situation.
3. Get current with your tax deposits as soon as you can. IRS looks to see if you are current with your current monthly tax deposits requirements. If possible make a current tax deposit to let IRS see that you are willing to solve the problems.
If you cannot keep current how can you possibly move forward. If you stay current IRS will usually work with you.
4. Get prepared to give the IRS a current financial statement.( 433B ). IRS will look over all your income and assets. Use distrait values on your assets.
5. Be prepared to give IRS a good faith payment to show you want to move forward. This good faith payment goes a long way.
6. Give the information the IRS agent asks for on a timely basis.
Never delay in getting the IRS information. Many times their supervisors grade them on their dependability in case closures and timeliness on follow up action and dates.
Keep up with all deadline dates. If you do not keep up with your deadline dates expect the Internal Revenue Service file bank or wage garnishment levies.
7. Be prepared for the IRS to set up a trust fund recovery penalty against all responsible officers. See section 6672 of the IRC code. If you will back payroll taxes and you are a corporation IRS can personally assess this tax liability against you or anyone else who was responsible for paying the back payroll or 941 taxes.
8. If you have a sizable IRS payroll tax problem, hire a professional tax firm especially one that has Former IRS Agents, Managers and Instructors on staff.
They usually know the system and get get you through this with the least amount of problems and usually get the agreement you want.
9. Always know if you do not like the agreement the IRS Agent wants to make, you can ask for an independent reviewer to look over the case file. They can over ride the Agents decision.
The initial IRS Agent will not tell you about this but use that as your ace in the hole.
10. As a last option you can always file a 911 Form asking for assistance from The Taxpayer Advocate Office. They have the power to over turn the Agents decision.
Remember each case is different. Each case has a different set of circumstances.
The quicker that you can get your case to a tax professional to review the better the results you will get to resolve your back business or payroll tax matters. Try to get to the tax professional before IRS knocks on the door.
Owe Back Business, Payroll Taxes – Affordable Former IRS Agents, Ft.Lauderdale, Miami, Palm Beach
by Fresh Start Tax | May 16, 2013 | Back Taxes
Ft.Lauderdale, Miami – Back Taxes – Payments, Settlements – Former IRS – Affordable Former IRS Agents 954-492-0088
We are Former IRS Agents, Managers and Tax Instructors who worked out of the local IRS Fort Lauderdale and Miami offices for over 60 years. We can help resolve any backs tax issues are tax problems that you have.
If you live in the South Florida area especially Fort Lauderdale or Miami we are a local tax firm that are experts in IRS tax debt settlements and all areas of back taxes.
Whether you will owe business tax, corporate tax or individual taxes we can permanently and immediately start to resolve your IRS tax problem.
You have many options are available to you but the most important thing is to find out one that fits your current financial needs.
How the IRS Arrives at a Closing Method to resolve Back Taxes
As a general rule, if you owe back tax debt three closing methods are available to you on how you’ll be able to close your case with the IRS.
Those three methods are a IRS tax hardship, payment or installment agreement or an IRS tax settlement.
What is Required by the IRS
In most cases, IRS will require a current financial statement which is on 433-a. The IRS will fully analyze and expect full and complete documentation for all income and living expenses.
After a careful review, the IRS will also ask for 3 – 6 month’s worth of bank statements and a copy of your last pay stub.
IRS will then apply the national, the regional and the geographical standards to determine how much they will afford you on your necessary living expenses. If you have more expenses and income IRS will put you into a currently not collectible status.
If it shows that you have excess income ,IRS will expect an installment payment agreement.
IRS also has the option to recommend you for an IRS tax settlement called an offer in compromise.
Before you give your money to any firm or tax professional, make sure completely aware of the system and how it works. Be part of the part and the solution.
You can call us today for a free initial tax consultation on your back tax issues and we can find out whether you are eligible for an IRS tax hardship, and IRS payment agreement, or IRS tax settlement.
We are the affordable firm who has on staff tax attorneys, certified public accountants, enrolled agents and former IRS agents and managers.
We handle all IRS and state tax matters.
Our staff has collectively over 205 years of Professional IRS Tax Representation Experience.
- On staff, Board Certified Tax Attorney’s, IRS Tax Lawyers, Certified Public Accountants, Enrolled Agents,
- Full Service Accounting Tax Firm,
- We taught Tax Law in the IRS Regional Training Center
- Former IRS Agents, Managers and Instructors with over 60 years experience in the local, district and regional IRS offices.
- Highest Rating by the Better Business Bureau “A” Plus
- Fast, affordable, and economical
- Licensed and certified to practice in all 50 States
- Nationally Recognized Veteran /Published Former IRS Agent
- Nationally Recognized Published EZINE Tax Expert
- As heard on GRACE Net Radio.com – Monthly Radio Show-Business Weekly
Areas of Professional Tax Practice:
- Same Day IRS Tax Representation
- Offers in Compromise or IRS Tax Debt Settlements
- Immediate Release of IRS Bank Levies or IRS Wage Garnishments
- Tax Relief from a IRS Bill, Letter or Notice of “Intent to Levy”
- IRS Tax Audits
- IRS Hardships Cases or Unable to Pay
- Payment Plans, Installment Agreements, Structured agreements
- Abatement of Penalties and Interest
- State Sales Tax Cases
- Payroll / Trust Fund Penalty Cases / 6672
- Filing Late, Back, Unfiled Tax Returns
- Tax Return Reconstruction if Tax Records are lost or destroyed
by Fresh Start Tax | May 10, 2013 | Back Taxes
OWE IRS – Here are your options – Payment Plans, Hardships, Tax Settlements – Former IRS 1-866-700-1040
If you owe the IRS and wish to explore closing your case off the IRS enforcement action contact us today.
We are tax experts in solving problems when taxpayers over the IRS. You will generally find there are three options of closing your case with the Internal Revenue Service.
We can discuss the various options which include payment or installment agreements, IRS tax hardships or the IRS tax debt settlement call the offer in compromise.(these are the main options)
If you owe the IRS, most of the tax solutions and options available to you will greatly depend on your current financial condition.
In many cases, the IRS will require a 433F which is their version of a financial statement. You can find that form on our website and you must be prepared to have that form fully documented and verified so the Internal Revenue Service can review your current financial situation.
Wish to Make a IRS Payment Plans, Installment Agreements
You can make monthly payments through an installment agreement if you’re not financially able to pay your tax debt immediately.
However, you will reduce or eliminate the amount of penalties and interest you pay and avoid the fee associated with setting up an installment agreement if you pay your tax bill in full. If you have reasonable cause you can look to abate or eliminate penalties and interest should they exist. You can find a great penalty abatement strategies on our website.
Before you apply for a payment plan or a installment agreement:
- File all required tax returns;
- Consider other sources (loan or credit card) to pay your tax debt in full to save money;
- Determine the largest monthly payment you can make ($25 minimum); and
- Know that your future refunds will be applied to your tax debt until it is paid in full.
Fees for setting up an installment agreement:
a. $52 for a direct debit agreement;
b. $105 for a standard agreement or payroll deduction agreement; or
c. $43 if your income is below a certain level.
Understand your Payment Plan Agreement, avoid default
To keep your account in good standing:
1. Pay at least your minimum monthly payment when it’s due (direct debit or payroll deductions make this easy);
2. Include your name, address, SSN, daytime phone number, tax year and return type on your payment;
3. File all required tax returns on time;
4. Pay all taxes you owe in full and on time (contact us to change your existing agreement if you cannot);
5. Continue to make all scheduled payments even if we apply your refund to your account balance; and
6. Ensure your statement is sent to the correct address, contact us if you move or complete and mail Form 8822, Change of Address (PDF).
If you don’t receive your statement, send your payment to the address listed in your agreement.
There may be a reinstatement fee on defaulted Payment Plans
There may be a reinstatement fee if your agreement goes into default.
Penalties and interest continue to accrue until your balance is paid in full. If you are in danger of defaulting on your payment agreement for any reason, contact the IRS immediately.
IRS Tax Hardships, Currently non-collectible
After the Internal Revenue Service reviews your current financial statement you may be able to apply for an IRS tax hardship which is called currently not collectible.
After a careful review of your financial statement (433F) the Internal Revenue Service may find you have more expenses than income and you meet the necessary living expenses as well as the national and regional tests. Before you can make any rational decisions on your case you must understand the national and regional standard programs.
You can find those necessary living expenses on our website.
If IRS so chooses to place your case in a tax hardship that will usually stay in that program for two or three years until you have the necessary income to start making payments or to make a tax settlement.
You can find out if you qualify for IRS tax hardship by scanning or faxing over your financial statement.
We will review your financial statement and within five minutes let you know if you qualify for tax hardship treatment.
IRS Tax Settlements
IRS receives 58,000 offers in compromise every year and accepts approximately 25%. Offers in compromise take anywhere from 6 to 9 months to work by the Internal Revenue Service.
An IRS tax settlement is called an offer in compromise.
This is a very complex process and should never be tried by taxpayers with no experience in attempting to settle their case with Internal Revenue Service.
Being a former IRS agent in teaching instructor very few taxpayers can do this on their own with any success. To help taxpayers at reach out to us you will find an IRS pre-qualifier on our website to find out whether you can qualify for IRS tax settlement.
We will not work any cases for IRS tax settlement unless a taxpayer is a fully qualified and has filled out the IRS pre-qualifier tool.
Do not give your money to any tax firm promising you that they can get an accepted offer in compromise.
If a firm promises you is that let me a apprise you right now your probably speaking to a sales agent at that firm because no tax professional can make that claim.
Please keep in mind I was a former IRS agent in a instructor for 10 years and taught the IRS tax debt settlement program called the offer in compromise.
Contact us today and speak directly to tax attorneys, certified public accountants, or former IRS agents, managers and tax instructors.
We are A+ rated by the Better Business Bureau and in private practice since 1982. All first-time tax consultations are free of charge.
OWE IRS – Here are Your Options – Payment Plans, Hardships, Tax Settlements – Former IRS
by Fresh Start Tax | May 8, 2013 | Back Taxes
Owe Back Taxes – Cannot Afford to Pay – Hardship, Tax Settlements – Tax Relief Experts 1-866-700-1040
The key to disposing of your case rests in the hands of the 433F, the IRS financial statement.
If you owe back taxes to the Internal Revenue Service and you cannot pay your back tax debt and you need to apply for an IRS tax hardship or you want to consider a tax settlement contact us today because we are true certified tax relief experts.
We are professional tax firm comprised of tax attorneys, certified public accountants, and former IRS agents and managers.
We have over 206 years of professional tax experience and over 60 years of working directly for the Internal Revenue Service in the local, district, and regional offices of the Internal Revenue Service.
As former IRS agents we worked the IRS tax hardship program and the offer in compromise program which is also called the tax settlement program.
Next Step – Cannot pay or Tax Settlements
If you owe back taxes to the Internal Revenue Service and you cannot afford to pay or want apply for an IRS tax hardship or tax settlement, IRS will require a current financial statement form 433F. You can find this form on our website.
The Internal Revenue Service financial statement will have to be completed in its entirety. It is a simple two-page form. The IRS will require all the documentation and substantiation to prove the correctness and accuracy of the financial statement along with all bills and receipts. IRS will want copies of your last 3 to 6 months bank statements and your last pay stub.
IRS will make a Decision which status – Cannot afford to pay, Installment Agreement or Tax Settlement
IRS will then render a decision on which of three categories you may apply for.
As a general rule, the Internal Revenue Service or either put you into an economic tax hardship which is also called a currently not collectible file, they will advise you that you can make a current installment agreement or recommend you for an IRS tax settlement called in offer in compromise or tax settlement.
Advice to the taxpayer
Taxpayers should not give financial statements to the Internal Revenue Service unless they are fully reviewed by a certified tax professional.
As a former IRS agent I can tell you firsthand that taxpayers can do themselves more harm than good. What most taxpayers do not understand is there a is a national and regional standards test that IRS uses and that changes the results of all financial statements. Basically the Internal Revenue Service may not allow all your expenses leaving you a hefty installment payment.
Many cases that we get at fresh start tax finds that taxpayers have called the IRS on their own and IRS acted unreasonably in a rational and making their decision.
Contact us for free tax evaluation to explain the national and regional standards program.
IRS Tax Hardships Code Sections
IRS does not publicize this a lot however within the code there is a section that deals with tax hardships – 5.16.1.2.9 (05-22-2012)
Hardship
IRS follows the procedures in IRM 5.15.1, Financial Analysis Handbook, to determine the correct resolution of the case based on the taxpayer’s assets and equity, income and expenses:
A hardship exists if a taxpayer is unable to pay reasonable basic living expenses.
The basis for a hardship determination is from information about the taxpayer’s financial condition provided on Form 433–A, Collection Information Statement for Wage Earners and Self-Employed Individuals or Form 433–B, Collection Information Statement for Businesses.
Generally, these cases involve no income or assets, no equity in assets or insufficient income to make any payment without causing hardship.
Generally taxpayers accounts should not be reported as CNC if the taxpayer has income or equity in assets, and enforced collection of the income or assets would not cause hardship.
National and Regional Standards
The standard amounts set forth in the national and local guidelines are designed to account for basic living expenses. In some cases, based on a taxpayer’s individual facts and circumstances, it will be appropriate to deviate from the standard amount when failure to do so will cause the taxpayer economic hardship.
The taxpayer must provide reasonable substantiation of all expenses claimed that exceed the standard amount.
Please Note:
Substantiation can consist of credible verbal communication or written documentation received from the taxpayer.
Both types of substantiation should be thoroughly documented in the case history.
Example of Substantiation :
Taxpayer’s income dropped significantly from the prior year and taxpayer explains that he went though a divorce and is no longer claiming two incomes.
Verbal substantiation supporting the drop in income should be documented in the case history.
IRS will check:
a. Bank statements or canceled checks
b. Credit card vouchers
c. Rent/lease receipts and lease agreements
d. Payment coupons
e.Court orders
f. Contracts
g. Future expenses, e.g., the birth of a child or the necessary replacement of a car that will increase expenses
h. credit reports
i. IRS will probable Google your name as well to check for assets.
In summary just remember that IRS will thoroughly check and review your current financial statement to determine which of the categories you will be eligible for.
Contact us today for free financial consultation and speak directly to former IRS agents and managers who are experts in owing back taxes and those who cannot afford to pay the IRS because of a current tax hardship.
